Cheaper Than Insurance

I came to this revelation today…

It’s much cheaper to create an LLC than it is to purchase liability insurance.

If you’re providing a service, selling a single product, running a business from home that sells online, doing small jobs in the neighborhood, etc. then it’s much cheaper to provide yourself a shield from liability by filing for corporate status as an LLC than it is to buy general liability insurance.

I came to this revelation today…

It’s much cheaper to create an LLC than it is to purchase liability insurance.

If you’re providing a service, selling a single product, running a business from home that sells online, doing small jobs in the neighborhood, etc. then it’s much cheaper to provide yourself a shield from liability by filing for corporate status as an LLC than it is to buy general liability insurance.

Filing for an LLC in most states is around $150. Getting a minimum BOP policy from a reputable provider is $500. If you’re hoping to protect yourself and personal assets from any wrongdoing claim put an LLC in play and save some money.

I think the caveat to this is that the IRS will shut down your corporation if the revenues are under $5K per year for two years running.

What The Writer Strike Is All About

Folks, things are a little busy here at work today, but I wanted to at least explain what the current writer strike is all about. A primary concern of the writers’ guild is that contracts don’t account for royalties earned from episode programming reaped via digital channels. The legacy guild contracts were constructed on airwave and cable package programming through traditional TV sets. Do we really think that people will be paying to download episodes in the future, as the media propositions as an either/or outcome? Or are there other types of digital programming the writers are worried about?

Folks, things are a little busy here at work today, but I wanted to at least explain what the current writer strike is all about. A primary concern of the writers’ guild is that contracts don’t account for royalties earned from episode programming reaped via digital channels. The legacy guild contracts were constructed on airwave and cable package programming through traditional TV sets. Do we really think that people will be paying to download episodes in the future, as the media propositions as an either/or outcome? Or are there other types of digital programming the writers are worried about?

I bring to you the following, which was just delivered to me as a beta release no more than 30 minutes ago: http://www.fancast.com/full_episodes

Now, I ask you, did you think that, decades ago, the writers ever imagined their witty and classic ‘WKRP in Cincinnati’ episode in which the tornado hits Cincinnati would ever be distributed for free across something called the internet?

http://www.fancast.com/tv/WKRP-in-Cincinnati/92679/564170069/Tornado/videos

Did you think the producers from ‘Major Dad’ ever imagined their heartwarming episode, in which Mac and Polly get married, would ever be distributed for free across something called the internet?

http://www.fancast.com/tv/Major-Dad/90612/611252455/The-Wedding/videos

Did you think that the composer of the greatest TV theme of all time ever imagined his mechanical composition would be distributed for free across something called the internet?

http://www.fancast.com/tv/The-A-Team/4957/563890501/Black-Day-at-Bad-Rock/videos

(Editorial aside: WHERE IS ‘THE GREATEST AMERICAN HERO’???)

(Editorial aside #2: I’m likely busy for the next 2 years. They’ve got Alfred F*****G Hitchcock. Torrenting this stuff takes forever. So I’m told. By a friend who torrents. Not me.)

Do you think the writers, producers, line techs, composers, etc. are getting paid for any of this? I don’t.

And you’re welcome.

Groove 2007

Anybody using this any have any thoughts to share? Just really started playing around with it this weekend.

http://office.microsoft.com/en-us/groove/HA101672641033.aspx

Anybody using this any have any thoughts to share? Just really started playing around with it this weekend.

http://office.microsoft.com/en-us/groove/HA101672641033.aspx

My plan for national Health Insurance

If I was running for President in 2008, I would campaign that every U.S. citizen gets health insurance coverage through either their employer or through the government. Every single person has access to health coverage.

Unless you smoke. Then you don’t get health insurance. If you use illegal drugs, you don’t get health insurance. If you drink and drive, you don’t get health insurance. If you smoke, do drugs, etc. and have dependents, no one in the household gets insurance.

If I was running for President in 2008, I would campaign that every U.S. citizen gets health insurance coverage through either their employer or through the government. Every single person has access to health coverage.

Unless you smoke. Then you don’t get health insurance. If you use illegal drugs, you don’t get health insurance. If you drink and drive, you don’t get health insurance. If you smoke, do drugs, etc. and have dependents, no one in the household gets insurance.

I know people who haven’t been to a doctor in 10 years because they take care of themselves. Meanwhile, folks abusing their bodies with terrible substance habits drive up the cost of care and the tax burden for everyone else. No problem. You want to abuse your body with that crap, go right ahead. You don’t get health coverage.

That’s the basic premise. The more I think about it, the more I like it.

Genesis 2007 Reunion Tour, Part II

With apologies for creating a second, superfluous thread, but creating a new blog entry is the only way on barnson.org to attach a pic.

No sooner did I post original mention of the reunion tour than I began working on scoring tickets. At first, I was set on seeing a show in Europe but then decided to stay domestic once Genesis’ U.S. schedule was released. My flexibility in selection was benefited by a single separation step between myself and the drummer, Chester Thompson.

With apologies for creating a second, superfluous thread, but creating a new blog entry is the only way on barnson.org to attach a pic.

No sooner did I post original mention of the reunion tour than I began working on scoring tickets. At first, I was set on seeing a show in Europe but then decided to stay domestic once Genesis’ U.S. schedule was released. My flexibility in selection was benefited by a single separation step between myself and the drummer, Chester Thompson.

When living in Nashville, my good friend from b-school, who shall be identified here as DW, asked if I would like to meet Chester. Of course, I said. The guy has played with everyone in the industry, from Frank Zappa to Phil Collins. Chester and I met once, shook hands, talked a little about his career, and snapped a photo. I never thought I would ever see him again since Genesis had effectively ended in 1997 and I moved away from Nashville.

Not only did I get to see Chester again, but let’s just write that I wasn’t observing his percussive skills from afar (attach pic 1). Yep. That’s how close DW and I were on 9/17/2007 during Genesis’ first night in Philly. I never thought I would ever get the chance to see Genesis play live. It was amazing. For relatively old guys, the five performers delivered a ton of energy, charisma and musicality. They played for 2.5 hours. Plus, I was stoked to get a set list mixed with popular and obscure material. As an example, they played Home By The Sea, Mama, Invisible Touch, Firth of Fifth, and No Son of Mine. Meanwhile, because I’m older now, and play professionally, my enjoyment as an audience member was split with my interest in their instruments and gear.

This technical interest had an impact on my interaction with the band members when I went backstage after the show. Yes. As evidenced by the other attached pic, DW secured us backstage passes. His parents and the Thompsons are close, personal friends, which enabled us to hang out with the band in their hospitality suite. This is where the evening gets hilarious. A DW and Sammy G combination always results in an interesting story.

We were told by the Genesis road management crew that a normal backstage gathering involves 50 people. After the Philly show, there were 10 folks in total, all for Chester. When entering the Wachovia Center’s underground hospitality suite, the small coterie walked into a room with the band already showered, changed and sipping wine. The low number of partiers gave me the ability to immediately engage Mike Rutherford and ask about his line gear.

“Mike,” I said. “Sam XXXXXX. Nice to meet you. Listen, I was really digging your technique riding the octave eighth notes on Land Of Confusion. How are you getting that sound? You have a floor effect?”

“Oh, right. Yah. Right, then.” Mike was not interested in talking with me. I managed to elicit an answer about his octave pedal before he disengaged and wandered to a place in the room that didn’t involve me. I thought I would press my luck by cornering Darryl Stuermer and getting some detail on his Lakeland bass. I figured I would open up the conversation with something more informal and congenial before getting into the tech talk.

“Darryl,” I said. “Sam XXXXXX. Nice to meet you. Listen, there’s this rumor going around that you’re from Wisconsin.”

“Yes, I live in Milwaukee.” Darryl was dressed down in a black t-shirt and jeans. The guy was more relaxed. Plus, he wasn’t mumbling in some garbled British accent. We chatted for about 60 seconds about our middle-west station in life before I moved in on the technical content. I didn’t get very far. All chances for obtaining optimal conversational flow regarding bass guitar instrumentation was ended when DW returned from the drink station.

DW is not a fan of Genesis. He didn’t grow up listening to the albums. He’s not a big music guy. DW is in finance. DW at this point is many beers into the night. He rolls up to where I’ve cornered Darryl and leans in, conspiratorially in both voice tone and body posture, and murmurs to Darryl: “So, how’d you get connected to all this?” The question from DW was meant to infer: how were you able to get backstage? At this point Darryl, with a smile, responds, “I’ve been playing in the band for over 20 years.” Then he used a gathering of fans on the other side of the suite to rip himself from our company, leaving DW and I standing alone, laughing hysterically.

In hindsight I recognize that these guys in their minds think of themselves as rock star icons. They carry themselves in a certain manner, and expected to be treated as such. They’re not interested in talking to regular people. The failing clash of my backstage interactions stemmed from the premise that entertainers don’t make me star-crazy. I never thought of these guys as unapproachable, on some lofty pedestal of international celebrity. I think this is what when you get older. Maybe it’s just me.

After the gaffe with Darryl, if you were in the Genesis backstage hospitality suite, you would have seen eight giddy band-fanatics moving in circular form, seeking autographs and pictures. In the back of the room, DW and I were moving in linear form, filling up our plates with all the free food from the buffet spread. Sitting in the audience for 2.5 hours can make anyone hungry.

Needed: Keyboard shortcut for Paste -> Unformatted Text

Can someone hook a brother up? I need a keyboard shortcut for paste->unformatted text.

I spend a minimum of 20 times a day clicking through the draw-down options to paste unformatted text. I hate how MS Office pastes retain the original formatting.

TIA.

Can someone hook a brother up? I need a keyboard shortcut for paste->unformatted text.

I spend a minimum of 20 times a day clicking through the draw-down options to paste unformatted text. I hate how MS Office pastes retain the original formatting.

TIA.

Blogroll

Which blogs do you visit on a daily basis?

Six months ago I reorganized my bookmarks to give positional and priority preference to blogs. Similar to how I made a concerted effort to organize and coordinate my podcast list, I realized it was necessary to manage my bookmarks so that ‘blogs’ had its own menu folder. In this menu folder, I tried to keep sites that were truly what I consider blogs. That is, sites updated with at least tri-weekly frequency written and monitored by an individual, or a cooperative of individuals. By having an organized menu folder, I can use the ‘open all in tabs’ command so the sites spread out across the browser window in full spread.

Which blogs do you visit on a daily basis?

Six months ago I reorganized my bookmarks to give positional and priority preference to blogs. Similar to how I made a concerted effort to organize and coordinate my podcast list, I realized it was necessary to manage my bookmarks so that ‘blogs’ had its own menu folder. In this menu folder, I tried to keep sites that were truly what I consider blogs. That is, sites updated with at least tri-weekly frequency written and monitored by an individual, or a cooperative of individuals. By having an organized menu folder, I can use the ‘open all in tabs’ command so the sites spread out across the browser window in full spread.

Here’s my list, in alphabetical order:

I’d be interested to see what blogs you all visit.

Bears in Alaska

Do you guys have an estate plan set up in the event both you and your spouse were simultaneously fatalized? From something like a plane crash? Or car accident? Or, perhaps, coming across a bear in the woods?

Let’s play an imaginary game we’ll call: You’re Walking Along A Trail In Alaska When You Come Across A Bear. Pretend you’re standing in the middle of a hiking trail in the woods. A pretty blue sky and white glaciers melt around you. The sounds of the wind in the pine trees and the burbling of a meltwater creek mix sweetly nearby. You are happily trekking along, making the proper amount of noise with Wife Unit, in the half-joking spirit of warning bears of your presence. You don’t really think you’ll meet up with a bear, but there’s been enough fearmongering delivered aboard the cruise ship that you’re not taking any chances. Just then, in the midst of your assured state of we-may-be-puny-humans-but-we-have-guns confidence, a bear happens to emerge from the woods and cross your path.

Do you guys have an estate plan set up in the event both you and your spouse were simultaneously fatalized? From something like a plane crash? Or car accident? Or, perhaps, coming across a bear in the woods?

Let’s play an imaginary game we’ll call: You’re Walking Along A Trail In Alaska When You Come Across A Bear. Pretend you’re standing in the middle of a hiking trail in the woods. A pretty blue sky and white glaciers melt around you. The sounds of the wind in the pine trees and the burbling of a meltwater creek mix sweetly nearby. You are happily trekking along, making the proper amount of noise with Wife Unit, in the half-joking spirit of warning bears of your presence. You don’t really think you’ll meet up with a bear, but there’s been enough fearmongering delivered aboard the cruise ship that you’re not taking any chances. Just then, in the midst of your assured state of we-may-be-puny-humans-but-we-have-guns confidence, a bear happens to emerge from the woods and cross your path.

Now, prior to this instance, I did attend on the cruise ship two environmentalist presentations on the varieties of bears. There of lots of bear types. Some big, some small. The bear that came out of the woods definitely wasn’t one of the largest bears on the planet. But let me just write you that at the moment of first contact the diminutive brown bear was playing the lead role of Ursa Very F*****g Major.

The picture is not doctored in any way. That’s how close we were to Mr. Kill The Tourist Bear.

EDIT by matthew: Created smaller image.

Twilight Zone – Radio Dramas

Found this site today. Way cool.

Before the revival of the Twilight Zone by CBS during 1985 I became hooked on the original series. No, not the television series, but the original writings by the original authors, including Serling, Charles Beaumont, and Richard Matheson. The scripts and shorts were at the library in compendium form. Before the days of 4,006 cable channels, you only got to see the 1959-1964 televised versions in rare moments.

Found this site today. Way cool.

Before the revival of the Twilight Zone by CBS during 1985 I became hooked on the original series. No, not the television series, but the original writings by the original authors, including Serling, Charles Beaumont, and Richard Matheson. The scripts and shorts were at the library in compendium form. Before the days of 4,006 cable channels, you only got to see the 1959-1964 televised versions in rare moments.

I loved the literary versions because television does have limitations. As it relates to the Twilight Zone, the written effect was always stronger. Those guys could write.

However, I absolutely loved the mid-80s televised revival. I remembered waiting all week just for Friday night at 8pm. My buddy and I spent our time during school planning where to watch. The hour-long series was cool to watch, hip, exciting and fresh. For many years after, the CBS episodes were only available by rusting memory. But now, thanks to the power of the internet, I can watch all episodes from the first three revival seasons…on-demand.

I thought this Radio Drama site was worth sharing, because when it comes to the eerie and thrilling nature of the original stories, audio-only has a more powerful effect than televised. I downloaded the 3 free episodes.

Snow In April

I’ve seen it snow in October. I’ve seen it snow in November. I’ve even seen snow through the winter into March. But until this morning, I’ve never seen it snow in April.

Attached.

I’ve seen it snow in October. I’ve seen it snow in November. I’ve even seen snow through the winter into March. But until this morning, I’ve never seen it snow in April.

Attached.